Improving workplace safety to reduce workers compensation insurance costs!
2/3/2012 7:10:00 AM
Small businesses in Pennsylvania that employ one or more workers are required to carry insurance for workers compensation as part of their Pennsylvania business insurance coverage. A business owner who is keen to reduce the cost of workers compensation insurance should consider ways of reducing injury claims, because the number and level of claims by the business can affect workers compensation ratings and costs.
One of the best ways of improving the workers compensation claims history of a business is to improve workplace safety, so that your workers are less likely to suffer work-related injuries:
• Provide training in proper, safe lifting techniques to reduce back injuries.
• Provide safety clothing and footwear, and heavy-duty gloves, ear muffs, and goggles as needed.
• Eliminate any tripping hazards such as electrical cords that trail across the floor.
• Install grab bars and hand rails.
• Make sure that ladders are used properly.
• Apply rough finishes to smooth floors to increase friction and reduce slips and falls.
• To avoid cuts and burns in commercial kitchens, train workers to use knives and handle hot items safely.
By emphasizing workplace safety, you may be able to reduce workplace accidents, improve the workers compensation rating of the business, and reduce the cost of premiums. Talk to your agent about other strategies that may help to minimize Pennsylvania business insurance costs without compromising coverage!
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One of the best ways of improving the workers compensation claims history of a business is to improve workplace safety, so that your workers are less likely to suffer work-related injuries:
• Provide training in proper, safe lifting techniques to reduce back injuries.
• Provide safety clothing and footwear, and heavy-duty gloves, ear muffs, and goggles as needed.
• Eliminate any tripping hazards such as electrical cords that trail across the floor.
• Install grab bars and hand rails.
• Make sure that ladders are used properly.
• Apply rough finishes to smooth floors to increase friction and reduce slips and falls.
• To avoid cuts and burns in commercial kitchens, train workers to use knives and handle hot items safely.
By emphasizing workplace safety, you may be able to reduce workplace accidents, improve the workers compensation rating of the business, and reduce the cost of premiums. Talk to your agent about other strategies that may help to minimize Pennsylvania business insurance costs without compromising coverage!
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